Frequently asked questions
Straight answers.
Everything you need to know before your first call. If your question isn't here, the principals are at (305) 788-8064.
Understanding private lending
Private loans are evaluated around the property, sponsor, capital structure, business plan, exit, and downside. At Matchpoint, principals review the transaction directly. Qualified deals can receive terms within 24 hours, with first-position loan programs from $1M to $100M+.
A loan made to a legal entity — an LLC, LP, or corporation — for an investment or commercial purpose, rather than to an individual for a personal residence. Every Matchpoint loan is structured this way.
Our loans
Bridge, ground-up construction, single family, multi-family, commercial, and land — all first-position, all on Florida real estate.
See all parameters →$1 million minimum, with capability to $100M+. Our largest published closing is a $60 million first-position loan on a single Miami Beach residence, funded in 14 days.
Read the case study →Yes. Matchpoint has published a $60 million first-position loan on a single Miami Beach residence, funded in 14 days. Transactions at this scale are handled directly by the principals.
Speed & process
Qualified transactions can close in as few as 5 days. Published examples include $60 million funded in 14 days, $22.5 million funded in 18 days, and an $8 million construction loan closed in 20 days. Speed comes from direct principal review, established counsel, and a process built for execution.
Qualified transactions can close in as few as 5 days. Timing depends on the property, due diligence, documentation, and the facts of the transaction.
To issue a term sheet: the property address, the loan amount, your timeline, and a summary of the deal — two minutes of your time. To close: standard identity verification and background checks apply to all borrowers, and our counsel will run a streamlined documentation process from there.
Michael or Jarrett reviews it personally. Qualified transactions can receive a term sheet within 24 hours. If the deal works, it moves to due diligence and documentation. If it does not fit our parameters, we'll tell you quickly and directly.
Who we lend to
Throughout Florida, with our deepest expertise in South Florida's luxury markets: Miami Beach and its islands — Star Island, La Gorce, the Venetians, Sunset Islands, Hibiscus, Palm — plus Bal Harbour, Surfside, Bay Harbor Islands, Key Biscayne, Coconut Grove, Coral Gables, Golden Beach, Fort Lauderdale, and Palm Beach.
Yes. Our underwriting is asset-based. Standard identity verification and background checks apply to all borrowers.
Foreign national lending →Yes. Your client relationship stays protected, agreed broker economics are documented up front, and you remain informed throughout the transaction.
Our broker commitment →Still have a question?
Ask it with your deal attached — term sheet within 24 hours either way.
Submit your deal and Michael or Jarrett will respond personally.